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News Release | U.S. PIRG | Consumer Protection

Joint Statement Opposing Exceptions to CFPB Payday Rule

We've joined 10 other leading consumer, community, religious and civil rights organizations to oppose exemptions to a strong CFPB payday and auto title lending rule and to reiterate our opposition to an exception that has already been considered and rejected that would allow lenders to make longer-term installment loans without considering a borrower’s ability to repay so long as the payment did not exceed five percent of a borrowers’ income.

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Blog Post | Tax

It’s Time for the U.S. to Lead on Public Registries for Anonymous Shell Companies | Jeremy Flood

The UK and Australia have already agreed to disclose the true owners of anonymous shell companies. It's time for the United States to get serious about incorporation transparency. 

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News Release | U.S. PIRG Education Fund | Democracy

Big money maintains hold on congressional primaries in CA, IA, MT, NJ, NM, NC, SD

86% higher fundraising candidates win congressional primaries in 2016 elections

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News Release | U.S. PIRG Education Fund | Democracy

ADVISORY: Congressional Money Report to Highlight June 7 Primaries

On Wednesday, June 8, U.S. PIRG Education Fund will release an update to its report on the success of big-money candidates in congressional primaries. The update will amend the report to include the results of House and Senate races in California, Iowa, Montana, New Jersey, New Mexico, North Carolina and South Dakota, showing how often better-funded congressional candidates win their races.

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Blog Post | Democracy

Shell companies are hijacking our democracy | Jeremy Flood

Anonymous shell companies are funnelling "dark money" into Super PACs at an alarming rate. The public has a right to know who is financing our elections.  

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Bounced Checks Could Land You On A Banking Blacklist

"NEW YORK (CBSNewYork) — Bounced checks and forgotten overdraft fees can happen to anybody. But now, some banks are using those money mistakes against customers. [...] Consumer advocates said that some of the people being shut out have records that were dinged accidentally." (Video and print story available)

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News Release | U.S. PIRG Education Fund | Transportation

New Study Reveals Driving on the Decline in 46 States

Americans have cut their per-person driving miles in 46 states plus Washington, D.C., since the middle of the last decade. The states with the biggest reductions in driving miles generally were not the states hit hardest by the economic downturn. The majority—almost three-quarters—of the states where per-person driving miles declined more quickly than the national average actually saw smaller increases in unemployment compared to the rest of the nation.

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News Release | U.S. PIRG Education Fund | Health Care

U.S. PIRG Education Fund Announces “Health Insurance 101” Campus Education Campaign

U.S. PIRG Education Fund celebrated the kick-off of its new health care outreach and education effort focusing on young Americans. The outreach effort comes as the Affordable Care Act’s “health insurance marketplaces” prepare to open in states across the country.

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Media Hit | Ed's Blog

J.C. Penney, Best Buy Customer Data Collection Stirs Privacy Concerns

WASHINGTON — It's not just the government that might be keeping tabs on you. Many retailers are tracking you, too – or at least your merchandise returns. The companies say it's all in the name of security and fighting fraud. They want to be able to identify chronic returners or gangs of thieves trying to make off with high-end products that are returned later for store credit. [...] "There should be no secret databases. That's a basic rule of privacy practices," says Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group.

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An $18 Million Lesson in Handling Credit Report Errors

"Even after sending more than 13 letters to Equifax over the course of two years, Julie Miller could not get the big credit bureau to remove a host of errors that it inserted into her credit report. [...] So she tried suing. That worked. [...] “Big punitive penalties may help force the bureaus to upgrade their 20th-century algorithms and incompetent dispute reinvestigation processes,” said Ed Mierzwinski, consumer program director at the United States Public Interest Research Group. “But C.F.P.B.’s authority to supervise the big credit bureaus is one of the most significant powers Congress gave it.”

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News Release | U.S. PIRG Education Fund and Environment America Research & Policy Center

U.S. PIRG Education Fund, Environment America Research & Policy Center and Frontier Group released comprehensive fact sheets about plastic pollution on Thursday. Banning Single-Use Plastics puts forward specific policies to ban or restrict the worst plastic pollution, including plastic bags, foam cups and containers, and plastic straws and utensils.

Report | U.S. PIRG Education Fund and Environment America Research & Policy Center

Every day, we use millions of plastic bags, straws and utensils, and foam cups and containers for just a few minutes before tossing them, and then they can pollute our environment for hundreds of years. We can protect our health and marine animals by banning or limiting these products, as hundreds of communities and nine states have already done. Banning Single-use Plastics describes the specific problems, actions, and best practices for reducing these polluting items.

Report | U.S. PIRG Education Fund

Our research found the majority of grocery stores fail to warn the public about hazardous food recalls. While they collect significant information about Americans shopping habits to sell us more food, they aren't doing enough to use that information to protect the public health.

News Release | U.S. PIRG Education Fund

Americans are not hearing about food recalls, and that communication breakdown is having serious repercussions for public health. A new report finds that most grocery stores -- which should be one of the best places to learn about recalls -- don’t make it easy for consumers to uncover this information.

Blog Post

Our work standing up for consumers always starts with research. We examine problems and evaluate policies through hard-hitting reports, then use those reports to earn media coverage and build support for meaningful solutions. Read on for a recap of 10 things we learned in 2019 from Faye Park, President of U.S. PIRG Education Fund.

Solid Waste

New federal bill calls for U.S. to move beyond plastic

On Feb. 11, U.S. Sen. Tom Udall and U.S. Rep. Alan Lowenthal introduced legislation that would phase out unnecessary single-use plastics, which commonly end up clogging our landfills and polluting our environment. It also provides funding for recycling and composting infrastructure, and would shift the financial burden of managing waste and recyclables from town and city governments to the manufacturers.

 

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